# finory.tech > Reference index of pages - use these links to access detailed information about the site content. ## Pages - [Affordability assessment API for Lenders and BNPL players. | Finorytech](https://finory.tech/affordability-assessment): The affordability assessment is crucial in ensuring responsible lending practices. It evaluates the borrower's income, expenses, and debts to determine if they can pay the loan or BNPL. - [Includes Personal Finance Management in your App | Finorytech](https://finory.tech/personal-finance-management): We offer a cost-effective and quick solution to integrate Personal Finance Management (PFM) features into your app to increase your user retention rate and frequency of use. - [Financial Credibility Assessment API | Finorytech](https://finory.tech/financial-credibility-assessment): By leveraging bank statement analysis, our financial credibility assessment evaluates both positive and negative financial behaviors, providing a dynamic portrait of a borrower’s creditworthiness. - [Transactions Enrichment for Malaysian banking data | Finorytech](https://finory.tech/transactions-enrichment): Improve your customers' satisfaction by leveraging AI-powered transactions enrichment to develop more interactive and captivating experiences for your customers. - [Transactions Categorization for Malaysian banking data | Finorytech](https://finory.tech/transactions-categorization): Finorytech's transactions categorization engine can sort bank transactions into over 75 categories, allowing you to understand better your customers' spending, saving, and earning patterns. - [Revenue and expenses analysis API for SME loan assessment | Finorytech](https://finory.tech/sme-loan-assessment): Our SME loan assessment conducts a thorough analysis of the business's revenue, cash flow, and expenses. This helps you to expedite the underwriting process for your loan application. - [Documents Fraud Detection | Helping Lenders Find Bank Statement Fraud | Finorytech](https://finory.tech/document-fraud-detection): Our document fraud detection API helps lenders quickly identify fake and tampered EPF documents and bank statements. Discover how we can help you find fraudulent documents with AI. - [Finorytech | Empowering Personal Finance & Lending Assessment | Finorytech](https://finory.tech): Finorytech API helps fintech and banks create personal finance features and lending assessments by utilizing AI to analyze, categorize, and enrich transaction data extracted through statement parsing. - [Income Verification API for Malaysian | Finorytech](https://finory.tech/income-verification): With our Income Verification and checking services for lending, you can easily verify the income and salary from their bank statements, payslips, and EPF statements via our API. - [Malaysia bank statement analyzer for lenders | Finorytech](https://finory.tech/bank-statement-analyzer): A bank statement analyzer is an essential tool for lenders who want to gain a deep and comprehensive understanding of their borrower's financial status in Malaysia. - [Personal Loan Assessment API | Finorytech](https://finory.tech/personal-loan-assessment): Our personal loan assessment conducts a thorough analysis of the person's income verification, affordability assessment, and financial credibility to ensure responsible lending. ## Sitemap - [https://www.finory.tech/affordability-assessment](https://www.finory.tech/affordability-assessment) - [https://www.finory.tech/sme-loan-assessment](https://www.finory.tech/sme-loan-assessment) - [https://www.finory.tech/about-us-finorytech](https://www.finory.tech/about-us-finorytech) - [https://www.finory.tech/transactions-categorization](https://www.finory.tech/transactions-categorization) - [https://www.finory.tech](https://www.finory.tech) - [https://www.finory.tech/financial-credibility-assessment](https://www.finory.tech/financial-credibility-assessment) - [https://www.finory.tech/transactions-enrichment](https://www.finory.tech/transactions-enrichment) - [https://www.finory.tech/personal-finance-management](https://www.finory.tech/personal-finance-management) - [https://www.finory.tech/income-verification](https://www.finory.tech/income-verification) - [https://www.finory.tech/document-fraud-detection](https://www.finory.tech/document-fraud-detection) - [https://www.finory.tech/personal-loan-assessment](https://www.finory.tech/personal-loan-assessment) - [https://www.finory.tech/bank-statement-analyzer](https://www.finory.tech/bank-statement-analyzer) ## Optional - [Agent (MCP protocol)](https://websites-agents.hostinger.com/finory.tech/mcp) - [Agent (A2A protocol)](https://websites-agents.hostinger.com/finory.tech/a2a)