Maximize your credit card cashback

1

Download the app

Get it free on the App Store or Google Play.

2

Add your cards

Choose your cashback cards, and their rules are applied for you.

3

Log and earn more

Log purchases in a few taps and follow Smart Tips to pick the best card.

Free

RM0

Track 1 card, free forever

Up to 3 cards

RM5/month

For credit card beginners

Unlimited

RM10/month

Track every card you own

What is Finory: Cashback Tracker?

Finory: Cashback Tracker is a mobile app for Malaysian credit card users. It tracks how much cashback each card has earned this month and warns you before a card hits its monthly cashback cap, so you can switch to the next best card before your rate drops. It is free to start and available on iPhone and Android. It is made by Keennovation Sdn Bhd, the company behind Finory.

How does Finory: Cashback Tracker work?

You log each purchase in a few taps, and the app calculates your cashback using that card’s actual rules: category rates, monthly cap and cashback period. A Cap Meter shows how close each card is to its limit. Once a card is maxed out, the app tells you which card in your wallet is the next best choice. Recurring transactions are added automatically at the start of each new cashback period.

Which Malaysian credit cards does Finory: Cashback Tracker support?

Finory: Cashback Tracker supports cashback credit cards from major Malaysian banks, including Maybank, CIMB, Public Bank, Hong Leong Bank, HSBC and RHB. Calculations follow each card’s category rules and cashback period.

Which credit card should I use for groceries, petrol or dining?

Finory: Cashback Tracker answers this for your own wallet. Its Smart Tips feature compares the cards you’ve added and recommends the one with the highest remaining cashback for that category. Categories include groceries, petrol, dining, online shopping and eWallet top-ups. Because it tracks your caps, the recommendation changes as your cards fill up during the month.

Do I need to link my bank account to Finory: Cashback Tracker?

No. Finory: Cashback Tracker never connects to your bank and never asks for your banking login. You enter your spending yourself, so the app only sees the transactions you choose to log.

How much does Finory: Cashback Tracker cost?

Tracking one card is free forever. Tracking up to 3 cards costs RM5 per month, and unlimited cards cost RM10 per month.

Where can I download Finory: Cashback Tracker?

Finory: Cashback Tracker is on the Apple App Store for iPhone and on Google Play for Android. Search “Finory Cashback Tracker” or use the download buttons on this page.

What’s the difference between Finory: Cashback Tracker and the Finory App?

Both are made by Finory. Finory: Cashback Tracker helps you choose the right card before you pay, using spending you log manually. The Finory App tracks all your spending after the fact, built automatically from the bank statements you forward, plus due-date reminders and cashflow. Many users use both.