Personal finance management (PFM)
Add personal finance features to your app, without building them
Spending insights, card tracking and cashback for Malaysian users, powered by the same technology behind our own consumer apps.
500K+
Malaysian statements processed
78
Spending categories
352
Brands recognized
2 apps
Live in production, built on our engine
Why add personal finance features?
Users open the apps that help them understand their money, again and again.
Keep users coming back
Spending insights and payment reminders give users a reason to open your app every week.
Understand your customers
Categorized spending shows what your users need, so you can offer the right products.
Launch in weeks, not years
Skip building parsers and categorization models. Plug into ours instead.
What you can add
Ready-made building blocks
Spending insights
Every transaction sorted into 78 categories, with clear monthly breakdowns.
Merchant recognition
Clean brand names for 352 brands instead of cryptic bank descriptions.
Recurring payments
Subscriptions and regular bills detected automatically.
Card and bill tracking
Due amounts, minimum payments and due dates across cards.
Cashback tracking
Estimated cashback per card, so users know which card to use.
Statement parsing
Bank, credit card and eWallet statements from Malaysian providers.
Proven in production
We use it ourselves, every day
Before offering our technology to others, we built two consumer apps on it. They’re live today, used by Malaysians to manage their cards and spending.
Integration
Your app, your brand, our engine
Use our data through the API and design the experience yourself, or embed our ready-made web components to launch even faster.
API
Structured, categorized data for your own screens.
Web component
Ready-made visual results, embedded in your app.
Personal finance management: frequently asked questions
What is personal finance management (PFM) for banks?
Personal finance management (PFM) features help customers understand their money, with spending breakdowns, bill and card tracking and insights. Finory provides the data engine behind these features, so banks and apps can offer them without building parsers and categorization models themselves.
How can a Malaysian bank or app add PFM features?
With Finory’s API, a bank or app sends statements or transactions and receives categorized, enriched data to display in its own screens. Ready-made web components are also available for a faster launch.
Which data sources does Finory support for PFM?
Finory supports bank statements from all Malaysian banks, credit card statements and eWallet statements, either as documents or as raw transactions through its API.
Is Finory’s PFM technology proven?
Yes. Finory runs two live consumer apps on the same engine: Finory App, a credit card and expense tracker, and Finory: Cashback Tracker.
Can we use our own branding?
Yes. With Finory’s API, the bank or app designs the experience and keeps its own brand, while Finory provides the data behind it.
Bring personal finance into your app
Book a demo and we’ll show you how our engine fits into your product.
Book a demo