Bank Statement Analyzer, Financial Assessment, and Fraud Detection API for Lenders and Fintechs
Process loan applications within minutes; access accurate and reliable financial insights for your credit decision engine.
WHY USE FINORYTECH
MAKE FAST & RELIABLE DECISION
We are here to help you find the perfect place for your family. Depending on your needs, we'll suggest properties to view and book you in for your viewing.
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REACH MORE CUSTOMERS
Once you've found the property of your dreams and are ready to place an offer, we will contact the seller and negotiate the best terms to suit your budget and needs.
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SCALABLE & SAVE HIRING COST
We don't play around – that means that our bold and confident approach to closing results in you walking away with the keys to your new dream property.
Income Verification
Enhance your understanding of your customers' income by utilizing our precise data science algorithms. Increase your awareness of their financial standing and capacity to make payments.
Our Features
Affordability Assessment
Understand your customer's finances better by looking at how much money they currently earn and what their monthly expenses are, to get a clearer picture of their financial situation.
Financial Credibility
Our financial credibility is powered by AI technology that merges the user's credit report and enriched financial data obtained from their bank statements. This allows us to analyze the user's profile and provide a risk assessment and creditworthiness based on the collected information.
Fraud Detection
Detect fraudulent financial statement alterations that are not apparent to the naked eye and accurately determine the modifications made to a document.
HOW WE DO IT
EXTRACT SMARTLY
Our parsing technology allows us to extract all information from documents seamlessly.
DATA CLASSIFICATION
With our ML models, we are able to categorize the transactions of the borrowers.
DATA ENRICHMENT
Further understanding of logic can be implemented to the categorized transactions.
Integrations
Web Dashboard
Use our web dashboard to upload the borrower's bank statement and get the result.
Robust API
Embedded
Integrate our API into your existing processes and systems in the way you want it.
Seamlessly integrate into your current system with our embedded web component.
Documents We Support:
All Malaysian bank statements, credit card statements, eWallet statements, payslips, EPF statements, and more.
Ready to try our AI-Powered Document Processing tool?
You didn’t come this far to stop.
How Are We Different
Traditional Method
AI Powered Decision
Exclude underserved people with limited credit data
Ignore spending nature and lifestyle
Ignore savings and other income
Depend on human for accuracy, speed and consistency.
Combination of credit score and enriched financial data.
Insights of spending nature.
All income aspect including gigs and dividend.
All done by AI - fast, accurate, and consistent.
CONTACTS
+601706622567
kee@finory.tech
CONNECT
FinoryTech is an AI-powered document automation and financial assessment APIs that help lenders process loans efficiently and faster by automatically analyzing the borrower's bank statements, performing a financial analysis and fraud detection, and giving them enough data points to make their underwriting decisions.