Financial Credibility Assessment

By leveraging detailed bank statement analysis, our credibility assessment feature evaluates both positive and negative financial behaviors, providing a nuanced and dynamic portrait of a borrower’s creditworthiness.

What are the documents we need?

Financial Credibility Assessment

We need documents like 3 months bank statement, or credit card statements.

Finorytech’s approach to assessing creditworthiness through bank statements involves identifying indicators of financial responsibility (positive behaviors) and signs of potential financial risk (negative behaviors).

What is the Financial Credibility's outcome?

We assess positive financial behaviors such as rental and utility payments and negative financial behaviors such as late fees, recent loan disbursement, and continuous installment applications.